Mayberry Investments Limited recently hosted a virtual investor briefing for Dolla Financial Services Limited (JSE: DOLLA), showcasing the company's record-breaking 2025 results and strategic outlook for 2026.
The event, led by Dolla's executive team, spotlighted a 40% net profit surge to J$574.09 million, robust dividend approval, and key growth drivers, reinforcing Mayberry's commitment to delivering value for investors.
Mayberry announced the official approval of Dolla's interim dividend of J$0.06 per stock unit, payable to shareholders of record on March 30, 2026, with payment on April 13, 2026. This move signals Dolla's strong liquidity, as emphasized by Kenroy Kerr, Dolla Financial Services Limited's CEO, without hindering 2026 expansion plans. The Board of Directors had approved this dividend at their meeting on February 12, 2026.
Under Mayberry's briefing, Dolla revealed net interest income up 32% to over J$1.2 billion for the nine-month period, which climbed to J$1.56 billion for the full year. The company also reported a net loan book of J$4.6 billion. The Dolla portfolio remains highly secured, with 93% business loans and 85% secured loans. The efficiency ratio improved to 52% via digitization and management noted that while operating expenses rose by 46% to J$777 million, this was primarily due to sector-wide fraudulent activity, which has since been addressed with strengthened internal controls. Furthermore, management highlighted that the company's loan exposure in areas worst hit by Hurricane Melissa was minimal, at approximately 4%.
In the recent virtual briefing, Mayberry also showcased Dolla's Ultra Financier as the growth engine for high-net-worth secured lending. The asset-backed subsidiary successfully grew its loan book to J$250 million within its first two months of operations. Additionally, self-sustaining Guyana operations have made significant inroads by facilitating public sector employees with competitive rates. The briefing also detailed the oversubscribed J$1.5 billion bond. This bond was issued in two tranches—an 11% tranche due 2029 and a 12% tranche due 2031—used for debt optimization.
The session addressed recent insider share sales, specifically the sale of 19,096,384 shares by a connected party between January 22 and February 4, 2026, as routine portfolio rebalancing. Regarding expansion, Dolla remains in a 90-day exclusivity period for the potential acquisition of all or part of the Evolve Loan Company portfolio, with due diligence currently underway.
Looking to 2026, Mayberry outlined Dolla's "Quality over Quantity" focus targeting high-teens EPS growth through tech and risk-managed expansion. Management plans to continue this return to growth by prioritizing collateral-backed lending to maintain portfolio quality.